FAQs
Credit repair is a process, not an overnight fix. Most clients begin seeing changes within 30–45 days, but full results typically take 3 to 6 months depending on the complexity of your credit report. Consistency, communication, and keeping your credit monitoring active are key.
• The Starter Plan is our flexible monthly option for clients just starting out or on a budget.
• The Fast Track plan is for clients who want quicker results and more aggressive disputing.
• The VIP Sweep is for clients with heavy credit damage or time-sensitive goals like buying a home or car—it includes 1-on-1 support and priority handling.
No contracts. All of our plans are month-to-month. You can cancel anytime by providing notice. However, we encourage clients to commit to at least 90–120 days for optimal results.
Yes. If no results are achieved after 160 days of active service (with consistent credit monitoring and document submissions), you are eligible for a full refund. Results include any item removal or positive changes to your credit profile.
Yes. If no results are achieved after 160 days of active service (with consistent credit monitoring and document submissions), you are eligible for a full refund. Results include any item removal or positive changes to your credit profile.
Yes! Depending on your package, we can guide you in adding credit builder accounts, secured cards, and even authorized user tradelines to help boost your scores and build strong payment history.
That’s our goal! We customize your credit plan based on what you’re trying to accomplish—whether it’s homeownership, auto approval, or business credit. Once your credit profile is optimized, we’ll help connect you with lenders or partners in our network.
Click the “Book a Consultation” button under any package or sign up directly through our intake form. Once you enroll and provide your credit monitoring login, we’ll begin the audit and dispute process.
